Auto repair and auto body shops remain stable, recession‑resistant businesses. Financing these properties requires lenders who understand equipment, labor, and cash‑flow patterns.
Loan Programs Available
- SBA 7(a) – Great for business acquisitions
- SBA 504 – Ideal for real estate + equipment
- Conventional Loans – Best for established shops
- Working Capital Loans – For equipment, lifts, tools, and expansion
Key Underwriting Factors
- Revenue mix (labor vs. parts)
- Shop capacity & equipment age
- Operator experience
- Real estate value
Borrowers benefit from working with a lender who understands the automotive service industry. GasFinance.net provides tailored financing solutions for both new and established operators.
