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Slide Portfolio Loan Program Alliance Business Capital works with a
Bank to offer our borrowers this
loan option
View our Gas Station Loan Programs Apply Online

Portfolio Loans

Alliance Business Capital offers Portfolio Financing for owners of Gas Station Properties Nationwide. Alliance has formed a business relationship with a Bank who offers loans on preforming portfolios.

Typically the minimum loan amount is $15 Million however they will consider down to $10 Million on a case be case basis.

Our Bank Partner offers loans for Investing in new equipment, managing volatile fuel costs, and acquiring or building new sites. Retail fuel and convenience store operators must balance these issues while also delivering the convenience and service that build traffic and grow market share.

Navigating the road to success requires a financial partner who understands industry nuances and can offer proven financial solutions. We specialize in providing multi-site companies that may also have wholesale operations with customized financial solutions to help you reach your goals.

Our Lending Partner is a national lender who has proven expertise in financing a broad array of deal sizes and borrowing needs for multi-site operators. Whether you’re improving current sites, opening new locations or refinancing existing debt, we can work with you to develop customized solutions to finance your goals and power your growth. With credit facilities from $5 million and up, we offer a flexible array of options:

  • Fixed and floating rate term loans
  • Growth facilities
  • Interest rate risk management solutions
  • Revolving lines of credit for working capital

To help optimize liquidity, control operating costs and streamline deposit handling, we also offer customized cash management, depository and payment solutions for multi-site fuel and convenience store operators.

Program Highlights

Minimum Loan Amount:$15 Million preferred
Will consider down to $10 Million on a case by case basis
Maximum LTV:75% maximum LTV
Most deals will fall in the 65% - 70% LTV range
Loan Term:5-7 Years
Amortization:15-20 Years
Rate:Rate is typically based on the 30 day LIBOR + a margin of 2.25 - 4.00
Items needed to Apply:3 Years of FYE Financials (profit and loss with balance sheet)
Most recent interim financials with the corresponding previous year's period and a detailed debt schedule
Detailed breakdown of all properties including address, whether owner operated or leased-out, etc.
Alliance Fees:We have a $1500 engagement fee and a 1% Commercial Loan Fee
Lender Fees:Typically 0 - 1% of the loan amount